Voluntary Benefits

In addition to providing independent financial planning advice, Compass Capital Management offers comprehensive group benefit solutions to our public school employer group. We assist the education and non-profit market in developing a comprehensive strategy that can include:

• Group Health
  
• Dental
  
• Short-term Disability Income
  
• Long-term Disability Income
  
• Supplemental Life Insurance
  
• AD&D
  
• Long-term Care (Partnership Certified)
  
• FSA, HSA, Section 125

In most cases, employers provide a "core" menu of insurance plans that meet the basic needs of their group. Voluntary programs allow employees to purchase additional coverage that meets their needs. Whether it is additional Life/AD&D coverage, Disability or Dental, CCM can help you understand the options that are available.

Many insurance companies allow employers to offer Supplemental Group policies to employees. The benefits of a Group Plan include a greater level of coverage for a lower price versus buying an individual policy.

Compass Capital Management can help you structure the Voluntary benefits plan for your public school, hospital or company, large or small. Our experience can help you avoid major pitfalls when setting up these types of benefit programs. Our billing and premium administrative support services make it easy to plan, educate, implement, and maintain a successful Voluntary benefits plan. Every open enrollment can be managed properly with the help of Compass Capital Management.

For more information contact Joel Kipperman, CLU at (203) 264-8282 or email jkipperman@ccm-ria.com